Working capital, credit stacking, bank term loans, and RBF — no collateral required.
Lendadex offers four unsecured financing products for businesses that want fast access to capital without pledging assets. Unsecured Working Capital funds as fast as 1 business day with no credit minimum. Credit Stacking unlocks up to $250K at 0% interest for startups and established businesses alike. The 3–5 Year Bank Term Loan offers fixed-rate financing up to $350K with no collateral required. Revenue-Based Financing (RBF) serves women-, minority-, veteran-, and LGBTQIA+-owned businesses with $50K–$2M in flexible, revenue-linked repayment.
All four products are unsecured — no business assets, real estate, or equipment pledged.
Unsecured Working Capital funds in as little as 1 business day with no minimum credit score requirement.
Credit Stacking delivers up to $250K at 0% interest for 12–18 months — available to startups with no revenue.
Revenue-Based Financing specifically supports underserved business owners with $50K–$2M in capital and 3–9% revenue-based repayment.
Rates and terms are representative ranges. Your actual offer will be determined by the matched lender based on full underwriting.
Submit your business and financial details. Our AI identifies which unsecured product best matches your profile and goals.
Our system matches you with the appropriate lender or credit program for your selected product type.
Compare terms — rates, amounts, repayment structure, and funding timelines. Choose what fits your business.
Accept your offer. Working capital can arrive same-day; credit stacking takes 2–4 weeks to optimize and stack.
Businesses seeking fast capital without pledging assets, startups leveraging credit stacking, underserved business owners accessing RBF, or established businesses seeking fixed-rate term financing.
Apply in 5 minutes. Our AI matches you with the best lenders for unsecured financing. Soft credit check only — zero impact to your score.
Begin Your Application